Sunday, 30 September 2007
Food Storage
Wash out and keep food containers (such as the plastic pots coleslaw come in and ice cream tubs) then use them for storing food and packed lunches.
Ebay on Your High Street
Charity or thrift shops are a gold mine for finding items for your home. From teapots to trinkets, make use of the high street equivalent of ebay!
Check Your Savings
Move any savings around high interets savings accounts, don't let them get stuck when they could be making you more money.
Back to College
Check out if you have a local college that runs catering courses. They may offer cheap meals out and cheap goods to buy and take home.
Vending Machines
This may be an obvious one, but avoid vending machines, they are very expensive. Take your own food and drink with you from home.
Frozen Food
Keep your freezer full. A half empty freezer uses electricity to keep empty space frozen. Pick up reduced freezable foods (such as meat) and store them ready for when you need them.
Markets
Visit you local food market about an hour before it closes, this is when you can get the best bargains.
Save on Drinks
What I am talking about here is saving money on alcohol. If you enjoy a drink, it will save you lots of cash if you buy alcohol from low cost supermarkets and not from a liquor store or off license. Add in a bottle of cheap wine or supermarket own brand beer when you do your grocery shopping. This way you can have a drink when you feel like, without having to go to expensive shops.
Top 10 Frugal Tips
1. Get Organised
The most important thing you need to do to save on spending and therefore have extra cash is get organised about it. This means, shopping around for the best deals and planning what you need to buy. By planning what you need to buy, you can get the goods and services you need at the lowest price. An example of this is making sure all food you need is bought from the cheapest shops in good time, therefore you don't need to pop round to the local late night – and much more expensive – shop.
2. Don’t be mean
Being frugal does not mean being mean. It is quite possible to be generous to yourself and others without being wasteful.
3. Ignore adverts
Adverts and marketing work, that’s why so much money is spent on them by companies. Living frugal means switching off to adverts and spending your money in a wise and intelligent way.
4. Use the internet
Great deals are often, but not always, found on the internet. When purchasing an expensive item it is worth looking round high street shops and then once you have decided what to buy searching for the best deal online.
5. Be creative
There are lots of opportunities to cut the amount you spend. Selecting the right brands of food and drink, looking at how much you are paying for gas, electric, telephone etc. Changing your bank to an account with a better interest rate.
6. Avoid credit cards
Although credit cards have their uses for some people, on the whole they are the most expensive way of purchasing goods and services.
7. Shop smart for food
The way to reduce the amount you spend on essential items (such as food) is to buy the majority of it from lower cost supermarkets. For foods that have a very long shelf life, buy in larger quantities as this is usual the cheapest “per portion.” Make a list and stick to it. Finally, don’t go food shopping when you are hungry, eat first.
8. Shop smart for cleaning products
Vinegar is very effective at cleaning glass. It is much cheaper than glass cleaning products and when mixed half and half with water works really well. For other household cleaning products try One Pound or Dollar shops as they often sell the same products as supermarkets but at a lower price.
9. Plan for Christmas
Don’t leave your Christmas shopping until December. By shopping for Christmas throughout the year you can get great bargains as they are available. Store your purchases ready for Christmas. This can save a lot of money.
10. Check your finances
Mistakes happen all the time. Check you’re on the correct Tax code, check your pay slips and check you bank statements.
The most important thing you need to do to save on spending and therefore have extra cash is get organised about it. This means, shopping around for the best deals and planning what you need to buy. By planning what you need to buy, you can get the goods and services you need at the lowest price. An example of this is making sure all food you need is bought from the cheapest shops in good time, therefore you don't need to pop round to the local late night – and much more expensive – shop.
2. Don’t be mean
Being frugal does not mean being mean. It is quite possible to be generous to yourself and others without being wasteful.
3. Ignore adverts
Adverts and marketing work, that’s why so much money is spent on them by companies. Living frugal means switching off to adverts and spending your money in a wise and intelligent way.
4. Use the internet
Great deals are often, but not always, found on the internet. When purchasing an expensive item it is worth looking round high street shops and then once you have decided what to buy searching for the best deal online.
5. Be creative
There are lots of opportunities to cut the amount you spend. Selecting the right brands of food and drink, looking at how much you are paying for gas, electric, telephone etc. Changing your bank to an account with a better interest rate.
6. Avoid credit cards
Although credit cards have their uses for some people, on the whole they are the most expensive way of purchasing goods and services.
7. Shop smart for food
The way to reduce the amount you spend on essential items (such as food) is to buy the majority of it from lower cost supermarkets. For foods that have a very long shelf life, buy in larger quantities as this is usual the cheapest “per portion.” Make a list and stick to it. Finally, don’t go food shopping when you are hungry, eat first.
8. Shop smart for cleaning products
Vinegar is very effective at cleaning glass. It is much cheaper than glass cleaning products and when mixed half and half with water works really well. For other household cleaning products try One Pound or Dollar shops as they often sell the same products as supermarkets but at a lower price.
9. Plan for Christmas
Don’t leave your Christmas shopping until December. By shopping for Christmas throughout the year you can get great bargains as they are available. Store your purchases ready for Christmas. This can save a lot of money.
10. Check your finances
Mistakes happen all the time. Check you’re on the correct Tax code, check your pay slips and check you bank statements.
Frugality - a definition
Wikipedia defines frugality as:
“Frugality (also known as thrift or thriftiness), often confused with cheapness or miserliness, is a traditional value, life style, or belief system, in which individuals practice both restraint in the acquiring of and resourceful use of economic goods and services in order to achieve lasting and more fulfilling goals. In a money-based economy, frugality emphasizes economical use of money meeting long term personal, familial, and communal desires”.
Source: en.wikipedia.org/wiki/Frugality
“Frugality (also known as thrift or thriftiness), often confused with cheapness or miserliness, is a traditional value, life style, or belief system, in which individuals practice both restraint in the acquiring of and resourceful use of economic goods and services in order to achieve lasting and more fulfilling goals. In a money-based economy, frugality emphasizes economical use of money meeting long term personal, familial, and communal desires”.
Source: en.wikipedia.org/wiki/Frugality
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